Leonova L.B.Ural Federal University named after the First President of Russia B.N. Yeltsin, Yekaterinburg, Russian Federation lel.leo@mail.ru
Zasukhina V.S.Ural Federal University named after the First President of Russia B.N. Yeltsin, Yekaterinburg, Russian Federation z.var_94@mail.ru
Importance The article explores housing affordability criteria in Russia that most adequately reflect real possibilities of the major part of the population to buy housing to own, depending on the incomes. Objectives The purpose of the study is to offer a method to calculate the housing affordability index enabling to assess the possibility to buy an apartment to own by the general public. Methods The official statistical data of the Federal State Statistics Service, international agencies and statistical services serve as a methodological basis of the study. To perform the economic analysis of the information, we applied grouping of data, calculation of ratios, comparative analysis. Results Calculating the housing affordability index only on the basis of market value of the apartment and per capita income does not adequately assess the situation in Russia and its federal districts. We offer to include in the calculations the current costs that are required for living, based on consumer spending rather than minimum subsistence level. For young families that need housing improvements, we offer to adjust the housing affordability index by the amount of maternity capital. Conclusions If used, the proposed criteria will increase the housing affordability index 2–3 times, and the obtained data will show a real situation of housing availability in Russia.
Keywords: housing affordability index, real household earnings, market value, consumer spending, cost of living
References:
Rodionova N.V. Razrabotka innovatsionnykh podkhodov k upravleniyu v zhilishchnoi sfere: monografiya [Development of innovative approaches to management in the housing sector: a monograph]. Moscow, Prospekt Publ., 2015, 128 p.
Berezina E.L. [The evolution of the housing problem in Russia and abroad]. Vestnik Chelyabinskogo gosudarstvennogo universiteta = Bulletin of Chelyabinsk State University, 2013, no. 33, pp. 112–117. (In Russ.)
Marvarova I.V. [Dwelling in the social format]. Arkhitekton: izvestiya vuzov, 2010, no. 30. (In Russ.) Available at: Link.
Mustafina L.R. [Determining the housing affordability for the population: Methodological aspects]. Problemy sovremennoi ekonomiki = Problems of Modern Economics, 2014, no. 1, pp. 185–188. (In Russ.)
Osipov A.Yu. [Housing affordability problems in Russia]. Rossiiskoe predprinimatel'stvo = Russian Journal of Entrepreneurship, 2012, no. 8, pp. 112–115. (In Russ.)
Leonova L.B. [Creation of a single construction, housing and utility complex as an objective need for Russia's economic security]. Materialy VIII Mezhdunarodnoi nauchno-prakticheskoi konferentsii Gosudarstvo i biznes. Osnovnye problemy ekonomiki [Proc. 8th Int. Sci. Conf. The State and Business. Major Problems of the Economy]. St. Petersburg, 2016, vol. 3, pp. 52–57.
Rutkauskas T.K. Formirovanie i razvitie rynochnykh otnoshenii v ZhKKh: teoriya, metodologiya i praktika [The formation and development of market relations in the housing and utility sector: Theory, methodology and practice]. Yekaterinburg, RSVPU Publ., 2006, 419 p.
Leonova L.B. [Conceptual and methodological framework for economic and social systems management to implement the cluster policy in the housing sector]. Sovremennye issledovaniya sotsial'nykh problem, 2015, no. 6. (In Russ.) Available at: Link.
Rezvov G.A. [State-of-the-art of housing and communal services: A tragedy of Russian owners]. Energetika i ZhKKh Urala = Energy Production and Public Utilities Sector of the Urals, 2014, November, pp. 56–58. (In Russ.)
Sadovskii V.N. Osnovaniya obshchei teorii sistem [Fundamentals of the general systems theory]. Moscow, Nauka Publ., 1974, 280 p.
Volozhanin V.V., Volozhanina O.A. [A review of fundamentals of the economic theory from the development paradigm standpoint]. Ekonomicheskie nauki = Economic Sciences, 2007, no. 33, pp. 71–82. (In Russ.)
Rybal'skii V.I. Avtomatizirovannye sistemy upravleniya stroitel'stvom [Automated control systems for construction]. Kiev, Вища школа Publ., 1974, 480 p.
Davydov A.A. Sistemnyi podkhod v sotsiologii [The systems approach in sociology]. Moscow, KomKniga Publ., 2005, 328 p.
Tatarkin A.I., Tatarkin D.A. Teoretiko-metodologicheskaya baza samorazvitiya sotsial'no-ekonomicheskikh sistem. V kn.: Samorazvivayushchiesya sotsial'no-ekonomicheskie sistemy: teoriya, metodologiya, prognoznye otsenki [Theoretical and methodological framework for socio-economic systems self-development. In: Self-developing socio-economic systems: Theory, methodology, forecasts]. Moscow, Ekonomika Publ., Yekaterinburg, Ural Branch of RAS Publ., 2011, vol. 1, 308 p.
Shestakova E.V. [The micro-level of social and economic systems' self-organization]. Vestnik SamGU, 2012, no. 7. (In Russ.) Available at: Link.
Barker K. Review of Housing Supply. Delivering Stability: Securing our Future Housing Needs. Final report – Recommendations. London, HMSO, 2004.
Green R., Malpezzi S. A Primer on U.S. Housing Market and Housing Policy. Washington D.C., The Urban Institute Press, 2003.
Hancock K.E. 'Can pay? Won't pay?' or Economic Principles of 'Affordability'. Urban Studies, 1993, vol. 30, no. 1, pp. 127–145.
Sternik G.M., Apal'kov A.A. [Developing the methodology for housing affordability assessment for the population]. Imushchestvennye otnosheniya v Rossiiskoi Federatsii = Property Relations in the Russian Federation, 2014, no. 2, pp. 59–71. (In Russ.)
Turtushov V.V. [The calculation of housing affordability index for Russian regions and the factors influencing it]. Vestnik Chuvashskogo Universiteta, 2013, no. 1, pp. 335–338. (In Russ.)
