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Occurrence strategy on the regional financial market of the credit organization (on the example of Stavropol territory)

Akinin P.V. The Doctor of Economics, the professor, Stavropol state university ( akinin_pv@mail.ru )

Akinina V.P. Candidate of the economic sciences, assistant professor, Stavropoliskiy state university ( akinina_vp@mail.ru )

Zolotova E.A. Candidate of the economic sciences, assistant professor, Stavropoliskiy state university ( zolotowa@mail.ru )

Journal: Regional Economics: Theory and Practice, #18, 2010

The article discusses a methodology to develop a strategy of entering regional financial market of credit institution and its practical implementation on materials of Stavropol region, frame region recently formed North-Caucasus federal district. There are quantitative and qualitative characteristics of regional banking cluster, as well as clustering of total client field on lifestyle, expectations, interest in banking products. Different strategic models of banks behavior and segmentation of regional business are presented, potential customers are defined.


Modeling of the optimum briefcase resource commercial bank as instrument his financial stability

Akinina V.P. Candidate of the economic sciences, assistant professor, Stavropoliskiy state university ( akinina_vp@mail.ru )

Zolotova E.A. Candidate of the economic sciences, assistant professor, Stavropoliskiy state university ( zolotowa@mail.ru )

Strahov P.B. Senior engineer, North-Caucasian bank Sberbanka Russia ( pstrahov@mail.ru )

Journal: Finance and credit, #7, 2010

In article is considered economic and mathematical model, founded on optimum correlation attracted and placed resource of the commercial bank, with provision for restrictive parameter – a standard to liquidity credit organization, installed instruction of the Central Bank RF 110-And. In total modeling is formed optimum briefcase of attraction and accomodations financial resource, is formed optimum financial plan of the operating the bank, satisfying standard CBR and own quota of the bank that in turn allows to adjust financial stability to credit organization.


Assessing the economic security of territorial higher education systems managed at a regional level

Taraskina A.V. Astrakhan State Technical University, Astrakhan, Russian Federation ( taraskinaav@mail.ru )

Obukhova N.S. Astrakhan State Technical University, Astrakhan, Russian Federation ( ns.obukhova@mail.ru )

Zolotova S.V. Astrakhan State Technical University, Astrakhan, Russian Federation ( sv.z83@mail.ru )

Journal: National Interests: Priorities and Security, #12, 2017

Subject The article considers the issues of economic security of higher schools. A balanced system of economic stability and safety will enable higher education institutions to effectively respond to various risks and threats, including financial ones.
Objectives The study aims to examine economic security of territorial educational systems of higher education, systematize external and internal factors, and develop measures to enhance the economic security of higher schools in the Astrakhan oblast.
Methods In the research, we applied methods of logical, economic and statistical analysis. The concept of economic security of territorial educational systems of higher education is viewed in terms of the systems approach.
Results To use opportunities of territorial educational systems of higher education as much as possible, it is necessary to make a regular assessment of their economic security. The adequacy and integrity of the assessment depend on a correct choice of indicators. We suggest creating a center under the regional administration to monitor and analyze the economic security of the region. One of main objectives of the center should be expert and analytical support to management decisions in the education sector at the respective level of public administration.
Conclusions When outlining a new strategy to manage economic security of territorial educational systems of higher education at the regional level, the main focus should be on development of tools to assess the economic security of higher schools based on specifics of their operations.


Assessing the economic security of territorial higher education systems managed at regional level

Taraskina A.V. Astrakhan State Technical University, Astrakhan, Russian Federation ( taraskinaav@mail.ru )

Obukhova N.S. Astrakhan State Technical University, Astrakhan, Russian Federation ( ns.obukhova@mail.ru )

Zolotova S.V. Astrakhan State Technical University, Astrakhan, Russian Federation ( sv.z83@mail.ru )

Journal: Economic Analysis: Theory and Practice, #4, 2017

Subject The article considers the issues of economic security of higher schools. A balanced system of economic stability and safety will enable higher education institutions to effectively respond to various risks and threats, including financial ones.
Objectives The study aims to examine economic security of territorial educational systems of higher education, systematize external and internal factors, and develop measures to enhance the economic security of higher schools in the Astrakhan oblast.
Methods In the research, we applied methods of logical, economic and statistical analysis. The concept of economic security of territorial educational systems of higher education is viewed from the perspective of systems approach.
Results To use the opportunities of territorial educational systems of higher education to the maximum possible extent, it is necessary to make a regular assessment of their economic security. The adequacy and integrity of the assessment depend on correct choice of indicators. We suggest creating a center under the regional administration to monitor and analyze the economic security of the region. One of main objectives of the center should be expert and analytical support to management decisions in the education sector at the respective level of public administration.
Conclusions When working out a qualitatively new strategy to manage economic security of territorial educational systems of higher education at the regional level, the main focus should be on development of tools to assess the economic security of higher schools based on specifics of their operations.


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