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To Definition of Directions of Development of Rural Credit Cooperation System

Panova Y.N. graduate student, Azovo-Chernomorskaya State Agro-Engineering Academia ( a48@bk.ru )

Journal: Economic Analysis: Theory and Practice, #12, 2010

In clause adequacy of policy of Russia state and heads of leading public organizations in the field of development RCC is considered from this point of view. Researches show limitation of the existing approach to developments RCC, consisting in budgetary support and administrative supervision of an expenditure of means in rural credit cooperative societies.


Financial risk-management of leasing operation

Romanova L.E. doctor of Economics, the professor, department Finances and management Tula State University ( milarom@tula.net )

Panova O.A. graduate student Tula State University ( oapanova@yandex.ru )

Journal: Finance and Credit, #17, 2010

This article is offered and scientifically substantiated the risk-management system of leasing operations. It based on the decision making about reasonability conclusion of a leasing contract, on the forecasting of the behavior leasing clients in the course of the leasing operation realization, and the estimation, regulation, monitoring and controlling by the financial risks level. Application in practice by introduced methods makes it possible to collect expected income for leasing companies in corpora from made leasing contracts by acceptable risk level.


Actual questions of international tourism development at the post-crises stage of reconstruction of global economy

Alexandrova E.N. associate professor of chair World Economy, Kuban State University ( al-helen@mail.ru )

Panova I.A. Graduate student of chair the World economy , Kuban State University ( irinapanova@list.ru )

Nasybulina V.P. senior teacher of chair Economy and managements on a trading enterprise, Russian state trade and economic university ( nab2002@inbox.ru )

Journal: National Interests: Priorities and Security, #33, 2011

In condition of modern global economys instability, the problems of international tourism development gain very urgency. In the article modern tendencies of international tourism development in conditions of world financial crisis, in Russia too, key problems influenced on tourism branch development in global economy are examined, solutions and instruments of international tourism adjustment, and directions in perspective of branch development on the post-crisis recovery stage in global economy are determined.


The methodological concept of professional risk and its quantitative estimate

Khrupachev A.G. Doctor of Technics, professor of the Chair Aerology, Protection of Labour and Environment, Tula State University ( 252@yandex.ru )

Khadartsev A.A. Doctor of Medicine, Professor, Head of the Chair Internal Diseases, Tula State University ( medins@tsu.tula.ru )

Kamenev L.I. Candidate of Medical Science, Reader of the Chair Internal Diseases, Tula State University ( medins@tsu.tula.ru )

Panova I.V. Candidate of Medical Science, Reader of the Chair Internal Diseases, Tula State University ( medins@tsu.tula.ru )

Sedova O.A. the Assistant of Director of Medical Institute, Tula State University ( medins@tsu.tula.ru )

Journal: National Interests: Priorities and Security, #35, 2010

Perfection of medical and hygienic monitoring system by introduction of an integrated index of harm as a quantitative mark of health hazard caused by harmful and dangerous factors of the industrial environment is offered. The structure of professional risks, estimate of latent risks, results of practical application of the offered technique are described.


Crowdfunding as an alternative tool for financing small and medium-sized businesses

Panova E.A. OOO Mul'ti-Plast 2000, Moscow, Russian Federation ( k79@yandex.ru )

Journal: Finance and Credit, #1, 2018

Importance This paper discusses the issues of crowdfunding. This phenomenon is new and practically not studied by the Russian national science.
Objectives The article aims to analyze the framework of categories and concepts of crowdfunding, reveal its strengths and weaknesses, and determine the prospects for the development of the domestic market crowdfunding taking into account foreign practices.
Methods For the study, I used the methods of comparative analysis, scientific knowledge, and techniques based on logical arguments.
Results The article highlights the advantages, disadvantages and role of crowdfunding as a source of financing for small and medium-sized enterprises.
Conclusions and Relevance In Russia, crowdfunding has not yet found extensive application. The analysis of world and European statistics leads to the conclusion that the importance of alternative financial sources and in particular crowdfunding, has increased in recent years. The study results can be useful both in terms of increasing financing opportunities for small and medium-sized businesses and in terms of considering crowdfunding as a factor of macroeconomic growth.


Paradoxes and questions of the working conditions hygienic rating - the decision ways of burning problem

Khrupachev A.G. Doctor of Technics, professor of the Chair Aerology, Protection of Labour and Environment, Tula State University ( 252@yandex.ru )

Khadartsev A.A. Doctor of Medicine, Professor, Head of the Chair Internal Diseases, Tula State University ( medins@tsu.tula.ru )

Kashintseva L.V. candidate of technical, reader of the chair Aerology, Protection of Labour and Environment, Tula state university ( 8(910)702-75-71 )

Sedova O.A. the Assistant of Director of Medical Institute, Tula State University ( medins@tsu.tula.ru )

Kamenev L.I. Candidate of Medical Science, Reader of the Chair Internal Diseases, Tula State University ( medins@tsu.tula.ru )

Panova I.V. Candidate of Medical Science, Reader of the Chair Internal Diseases, Tula State University ( medins@tsu.tula.ru )

Journal: National Interests: Priorities and Security, #27, 2011

In the article, by results of the analysis of the current hygienic criteria of intensity and exposition dose of thermal infra-red radiation, the question on system approach necessity to works on harmonization of normative-reference and technical documentation of the Russian Federation in the field of medicine and labor safety is considered. An absence of objectivity and science-based logic at the ascertainment of the working conditions classes on the real examples is shown. The fact excludes a calculation possibility of real professional risk qualitative and quantity indicators, and suppresses a procedure of the differentiated establishment of the admissible seniority in the conditions of a heating up microclimate.


Analysis and dynamics of developing small businesses of the Volgograd region

Ponomarchenko I.A. Volgograd State Agrarian University, Volgograd, Russian Federation ( ponomarchenkoia@mail.ru )

Melikhova L.A. Volgograd State Agrarian University, Volgograd, Russian Federation ( melihova.l@yandex.ru )

Panova N.S. Volgograd State Agrarian University, Volgograd, Russian Federation ( egorovans@mail.ru )

Journal: Economic Analysis: Theory and Practice, #43, 2014

In agriculture, small businesses play an important role in rural territories reservation and development. Their growth and stabilization of their number and size support their increasing role in the agrarian sector of economy. The authors analyzed the trends in the agricultural production development based on small farms of the Volgograd region. The authors established differentiation at the level of main agricultural product output of small farms that confirms the irregularity of their development. The development of small forms of business has its zonal specifics, largely owing to climatic conditions and characteristics of agricultural production in a certain edaphic-climatic zone. The study estimates the production capacity of farms taking into account zoning of the Volgograd region's areas. For this purpose, the authors used the method of standardized revenue calculation, which has been developed for farms on the basis of the data of the all-Russia agricultural census of 2006. The study identifies optimum values of conditional area and conditional livestock in each edaphic-climatic zone of the Volgograd region per a farm. The authors highlight the areas to ensure stable and efficient development of small farms of the region.


Methodological bases of the credit limit analysis

Kosterina T.M. Moscow State University of Economics, Statistics and Informatics, Moscow, Russian Federation ( tmkosterina@yandex.ru )

Panova T.A. Moscow State University of Economics, Statistics and Informatics, Moscow, Russian Federation ( tpanova@inbox.ru )

Journal: Finance and Credit, #32, 2015

Importance The article considers the concept of credit limits and the mechanism of their formation.
     Objectives The aim of the study is a theoretical and methodological substantiation of the credit limit definition.
     Methods The research methodology draws on a systems-integrated approach to the credit limit analysis, fundamental and applied knowledge in the sphere of theory and practice of credit.
     Results
The article presents a unique interpretation of credit limits, identifies basic approaches to their analysis, determines a system of coordinates of credit limits, and highlights its elements. We describe the specific features of credit limits formation under modern conditions, and propose to forecast credit limits based on their optimization principle.
     Conclusions We have considered credit limits within the credit theory as an element of credit relations, and as a result of credit facility functioning. These limits are subject to the mechanism of implementing credit facility functions and bank functions. In addition, the limits are subject to expansion or narrowing, depending on numerous factors that affect the implementation of the function of credit and lending principles. Under financial instability, the regulation of credit limits at the macro- and microlevel is an important factor of increasing the banking system stability and the economy as a whole.


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