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Features of business planning in agricultural consumer cooperative society

Mescheryakova L.A. Doctor of economic sciences, associate professor, chief of subdepartment of financial management and a banking, Stavropol state agrarian university ( l-dolik@rambler.ru )

Lapina E.N. candidate of the economic sciences, assistant of subdepartment of financial management and banking, Stavropol state agrarian university ( viklapin@rambler.ru )

Journal: Regional Economics: Theory and Practice, #8, 2010

In article features of business planning in agricultural consumer co-operative society as universal tool of system of effective management of the noncommercial organisation are considered, the accurate algorithm of actions in the field of planning of activity of co-operative society is described, the methodology of development of the basic sections of the business plan for SPOCK is described.


Methodological approaches to the assessment of provision of Russian regions with microfinance services

Lapina E.N. Stavropol State Agrarian University, Stavropol, Russian Federation ( viklapin2013@yandex.ru )

Satsuk T.P. Emperor Alexander I St. Petersburg State Transport University, St. Petersburg, Russian Federation ( stp13@mail.ru )

Journal: Finance and credit, #6, 2018

Importance The article deals with microfinance as a factor of economic growth and with assessment to provision of microfinance services in Russian regions.
Objectives The goal of the research is development of guidelines for improving the mechanism of assessing the provision of microfinance services in Russian regions.
Methods The paper includes fundamental and applied scientific research in the field of microfinance, thematic publications in the periodical press, the bibliographic method, system approach, analysis and generalization.
Results The methodology we have adapted allows us to form a general opinion on the saturation of Russian regions with microfinance services. It helps us to rank them and and use in practice as an effective instrument for managing the microfinance market. It shall increase the availability of financial resources in the country.
Conclusions Microfinance is an important segment of the Russian financial market at the regional level and is in demand precisely where standard banking services are not available to the public and start-up entrepreneurs.


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