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Mechanisms of interaction of the state and private business in a road infrastructure

Alekseeva K.I. junior scientific employee, Institute of regional economy of the North ( alekseeva.kira@mail.ru )

Journal: Regional Economics: Theory and Pactice, #23, 2011

In article are determined prospect of concession agreements for a road infrastructure of Republic Sakha (Yakutia), as one of the forms of mechanisms of state-private partnership.


Prospects of development of tourism in Arctic zone of the Republic of Sakha (Yakutia) in conditions of modernization of transport infrastructure

Kulakovskiy G.P. PhD in Economics, Senior Research Fellow, the Department of Transport Economics, the Research Institute of Regional Economics of the North of the North-Eastern Federal University named after M.K. Ammosov, Yakutsk ( kulgeo@km.ru )

Alekseeva K.I. Science Worker of the Department of Transport Economics, the Research Institute of Regional Economics of the North of the North-Eastern Federal University named after M.K. Ammosov, Yakutsk ( alekseeva.kira@mail.ru )

Journal: Regional Economics: Theory and Pactice, #25, 2013

The article describes the prospect of using of the modernized types of transport which could be used in the Arctic conditions for tourism development.


Forecasting the customers' creditworthiness through machine learning methods

Shunina Yu.S. Ulyanovsk State Technical University, Ulyanovsk, Russian Federation ( ydoncova@yandex.ru )

Alekseeva V.A. Ulyanovsk State Technical University, Ulyanovsk, Russian Federation ( v.a.alekseeva@bk.ru )

Klyachkin V.N. Ulyanovsk State Technical University, Ulyanovsk, Russian Federation ( v_kl@mail.ru )

Journal: Finance and credit, #27, 2015

Importance The article reviews the process of forecasting the creditworthiness of the bank's customers. As competition in the lending market gains momentum, it would be reasonable to forge new components of the process and assess the credit risk more accurately.
     Objectives The objective of the research is to improve methods for forecasting the customers' creditworthiness by using contemporary machine learning methods and taking optimal decisions on granting loans.
     Methods We propose an algorithm for forecasting the creditworthiness using the customer's profile and machine learning methods (clustering, regression analysis, and classification). The algorithm enables researchers to use separate models and their possible combinations. As for the approach proposed in the article, we suggest performing a preliminary analysis of data (discretization, search for statistically significant features of the borrower) and applying various quality criteria to choose an optimal structure. Based on the results, the bank's customers are divided by the given number of classes k.
     Results Based on the algorithm, we generated an effective method for forecasting the creditworthiness to assess the probability of loan repayment in line with the available profile of the customer. The efficiency of this method is proved with the case study. Based on 20 features of the borrower, we built various classification models (both separately and in various combinations). We found a structure with the least mean square error of forecasting. When customers are split into more than two classes, it streamlines the process of making loan decisions since the default risk decreases.
     Conclusions and Relevance A combination of models and machine learning improves creditworthiness forecasts, enhances the quality of risk assessment and streamlines the lending process.


The financial tool or financial fraud?

Alekseeva Т.Е. Cand. Econ. Sci., the senior lectures ( tamara48alexer@rambler.ru )

Journal: Finance and credit, #27, 2010

Estimating advantages of new financial tools, in particular Asset securitisation, the author shows perversity of practice of ist application in the westen economy and undesirability of use in Russia.


Modern model of the account of financial tools

Alekseeva G.I. PhD, associate professor, Federal State Educational Institution of Higher Professional Education, Finance Academy under the Government of the Russian Federation ( consulting777@mail.ru )

Journal: International accounting, #17, 2010

It is known that financial instruments are one of the most difficult objects of the accounting. In given article are considered requirements to representation and disclosing of the information on financial instruments.


Modern model of the account of financial tools

Alekseeva G.I. PhD, associate professor, Federal State Educational Institution of Higher Professional Education, Finance Academy under the Government of the Russian Federation ( consulting777@mail.ru )

Journal: International accounting, #18, 2010

It is known that financial instruments are one of the most difficult objects of the accounting. In given article are considered requirements to representation and disclosing of the information on financial instruments.


Hedging account: present state and prospects

Alekseeva G.I. PhD in Economics, Associate Professor of department "Accounting", the Finance Academy under the Government of the Russian Federation ( consulting777@mail.ru )

Journal: International accounting, #37, 2012

For the purpose of financial risks reduction by the companies and the credit organizations hedging operations are used. In the article the models of the accounting of hedging operations, condition on the application of special rules of the accounting of the relations of hedging, and the forthcoming changes in their account are considered.


The method of transformation of the balance sheet

Alekseeva S.V. Junior researcher of department “Accounting, Analysis and Audit”, Tyumen State University ( asv@rastam.ru )

Journal: International accounting, #10, 2012

The essence and value of a technique of transformation of the accounting reporting for successful introduction of system of quality management is defined in the article. Two basic methods of transfer of the reporting data in a format of the international standards are recommended: method of conversion and transformation method. Necessity of entering of updating taking into account inflation is formed.


Model of the account of financial instruments it agree IFRS 9 «Financial Instruments»

Alekseeva G.I. PhD, associate professor, Federal State Educational Institution of Higher Professional Education, Finance Academy under the Government of the Russian Federation ( consulting777@mail.ru )

Journal: International accounting, #12, 2010

In given article preconditions of working out IFRS 9 «Financial Instruments» which since 2013 will replace operating IAS 39 «Financial Instruments: Recognition and Measurement», also reveal substantive provisions of the new standard.


Financial instruments information in financial statements of insurance companies in accordance with IFRS

Alekseeva G.I. Financial University under Government of Russian Federation, Moscow, Russian Federation ( consulting777@mail.ru )

Journal: International accounting, #20, 2014

Since 2013 all insurance companies are obliged to submit the financial statements according to IFRS. Therefore, submission of information of financial instruments of the insurer according to IFRS is especially relevant. The article considers the order of recognition, assessment and disclosure of information on financial instruments of an insurance company in IFRS reporting.


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