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Regional Economics: Theory and Practice
 

Analysis of dependence between indicators of socio-economic indexes and credit activity in the Russian regions

Vol. 11, Iss. 21, JUNE 2013

Available online: 8 June 2013

Subject Heading: Regional finance

JEL Classification: 

Zaernyuk V.M. PhD in Economic Sciences, Associate Professor, the Department of Finance, the Russian State University of Tourism and Service, Moscow
zvm4651@mail.ru

In the article an empirical study on the relationship between the main macroeconomic and credit in the regional banking market are presented. On the basis of micro-banking statistics collected in all Russian regions, a comparative analysis of the banking market is carried out. The researches of the methods of correlation and regression analysis showed a significant association between the amount granted to the real sector and the public in the Russian regions loans with gross regional product of assets located in the regions and income per capita.

Keywords: credit activity of banks, macroeconomic indicators, correlative-regression analysis

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ISSN 2311-8733 (Online)
ISSN 2073-1477 (Print)

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