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National Interests: Priorities and Security
 

Nature, structure and credit risk factors of retail banking products

Vol. 6, Iss. 7, APRIL 2010

Available online: 9 April 2010

Subject Heading: ECONOMIC AND FINANCIAL ANALYSIS

JEL Classification: 

Sysoeva E.F. doctor of economics, assistant professor, Head of the finances and credit chair at the economic faculty, Voronezh State University
selfin@mail.ru

Skrypnik E.Y. graduate of the chair o finance and credit, Voronezh State University
selfin@mail.ru

Credit risk is one of the main banking risks, deserve careful study, because the gravity of the consequences of it’s maximum. Today, when GDA banks quickly master the retail business, problems of assessment, identification and insurance systems of the credit risk of retail banking products are particularly significant bridge. The article attempts to explore the structure of credit risk-governmental retail banking products, as well as contribute to its internal and external factors.

Keywords: retail banking, banking products, credit, credit risk, credit portfolio, structure, risk factors

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ISSN 2311-875X (Online)
ISSN 2073-2872 (Print)

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