Importance The article considers the issue of improving the institutional capital adequacy regulation. The increased focus of the banking community all over the world on the problem is caused by the lack of universal approach to determine the minimum institutional capital requirements for banks, which would be equally applicable to the national banking system of each individual country. Objectives The main objective of the study is to develop a package of measures to improve the domestic approach to regulation and assessment of institutional capital adequacy of banks in particular, and the banking regulation and supervision of the Russian Federation in general. Methods The study draws upon theoretical knowledge and logical methods, and the comparative analysis. Results We developed proposals to introduce a differentiated approach to regulation and assessment of the static component of banks’ capital adequacy in the Russian banking sector. The approach includes a system of bank ranking by categories based on Tire I capital; establishing requirements and obligations for each category; classification of territorial entities distinguishing five levels of provision of the territorial entities with banking services; amendments to procedures for branch office opening by banks. Conclusions If implemented, the proposed set of measures will substantially improve banking regulation and supervision in Russia.
Keywords: investment activity, tax incentives, State influence
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