The article presents a retrospective analysis of behavioral strategies of households in how to address the housing problem. The author shows the social consequences of housing mortgage loan: increase the availability of housing, housing per capita construction and the decline in housing affordability. The author investigated the role of housing mortgage loan in the formation of middle class, the solution of housing problem of socially significant sectors of the population, the development prospects of the reverse mortgage and rent with further purchase.
Keywords: housing mortgage loan, households, social consequences
References:
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