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Finance and Credit

12(348) – 2009 March

Evaluation of small business credit worthiness

Vol. 15, Iss. 12, MARCH 2009

Available online: 16 September 2009

Subject Heading: Lending to small business

JEL Classification:

Zabolotskaya V.V. assistant professor of the Department of World Economics, State University of Kuban

Aristarkhov А.А. State University of Kuban ;

The authors suggest a methodological approach to evaluation of small business credit worthiness. This approach proceeds from a mathematical tool of fuzzy sets theory. They also elaborated an algorithm of a lending expert’s actions in terms of the suggested approach. The article deals with a case study of evaluation of small business credit worthiness using the mentioned approach; as a result the authors draw conclusions about the advantages and opportunities of introducing it to regional commercial banks.

Keywords: small; business; market; lending; business; implicit; host, indicator; evaluation; credit worthiness

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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