Importance The article focuses on the development of modern banking technologies and relevant issues, i.e. regulatory definition of remote banking services, identification of regulatory gaps, understanding of its role in the banking competition and development prospects. It is required to adequately evaluate the current economic situation. Objectives The article analyzes the current indicators of remote banking services, its regulation, identification of online banking among other banking services, and formulates its definition. Methods The research applies methods of logic, economic analysis. Results I evaluated indicator of online banking. Having interpreted the results, I identified difficulties, prospects and areas for further development of online banking. The article outlines regulatory gaps of these services and suggests how they should be eliminated. I formulated my own definition and proposed the online banking structure. Conclusions and Relevance Vying for the clientele, banks have to implement new technologies and improve the existing ones. Business digitization becomes a priority goal in banking. Although remote banking services are broadly used by banks and clients and interesting for them, the absence of their official definition creates a certain difficulty. The proposed classification and my own interpretation of the composition of services that form the remote banking system provide an insight into the substance and allow making my own definition of remote banking services. If this definition is included into regulatory documents, it will eliminate discrepancies and streamline the regulatory process.
Keywords: remote banking service, competition
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