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Financial Analytics: Science and Experience
 

Remote banking technologies: Analysis and the development prospects

Vol. 9, Iss. 25, JULY 2016

PDF  Article PDF Version

Received: 18 May 2016

Received in revised form: 23 May 2016

Accepted: 25 May 2016

Available online: 18 July 2016

Subject Heading: FINANCIAL INSTRUMENTS

JEL Classification: G21, L86

Pages: 14-29

Kozyr' N.S. Kuban State University, Krasnodar, Krasnodar Krai, Russian Federation
angetmanova@gmail.com

Getmanova A.V. Kuban State University, Krasnodar, Krasnodar Krai, Russian Federation
n_k_@mail.ru

Importance Any economy cannot advance in the current circumstances without an effective system of money circulation in place and innovative banking technologies. Remote banking services represent one of progressive business methods. Thus, it is very reasonable to study issues, prospects and contemporary innovative technologies in this segment.
Objectives The research examines contemporary remote banking technologies and their development prospects. It reveals the substance of remote banking, analyzes remote servicing development trends, classifies the technologies and reviews remote banking services, and studies innovative technologies of remote banking.
Methods The research relies upon regulatory and legislative documents, data from various websites, data of the Central Bank of the Russian Federation. The article overviews information and statistical data proceeding from the Russian and foreign sources.
Results We analyzed remote banking technologies by types of information systems, surveyed the popularity of remote banking and identified the advantages for customers and credit institutions, and determined future priorities.
Conclusions and Relevance The article displays prospects for remote banking development and analyzes contemporary innovative technologies in the segment. We conclude that remote banking services will evolve so to find customized formats of retail services.

Keywords: remote banking, services, innovative, technology

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